Financing Renewable Energy and Energy Efficiency Upgrades for Existing Homes

…rapidly towards a carbon-free future. In addition to the many environmental benefits and energy and financial savings, energy efficiency upgrades increase the overall value of a home. Financing these upgrades…

Financing Renewable Energy and Energy Efficiency Upgrades for Existing Homes

…used as collateral. Financing Energy Efficiency Improvements Just as with financing solar panels, energy efficiency upgrades can be financed through a home improvement loan from a local bank or by…

Zero Net Energy Buildings with Zero Net Added Cost

…financial status (income, downpayment, etc.) and other factors allow the loan amount to fit conventional lending guidelines. Federal Loan Programs Even if the upfront cost pushes your loan outside conventional…

Financing Energy-Saving Improvements and Zero Energy Homes for All

…based on a sound monthly budget. To facilitate the approval of loans that do not add a burden to consumers, all we have to do is arrange financing so that…

How to Scale Home Energy Financing Products

…more dependent on your own personal preferences than location—making a potential home buyer’s financing decision much more straightforward. But decisions about how to finance a home energy upgrade are far…

Home Energy Savings Successes: PACE Loans Have Low Delinquency Rates

…laws enabling these loans, mostly for commercial buildings. California, Florida, and Missouri are leading the way with residential PACE loans. Missouri has seen PACE loans meet critical needs through job…

Financing Energy-Efficient Housing on a Massive Scale 

…of existing homes that Americans of all income levels can easily access. Mortgages that Promote Energy Efficiency Energy efficient mortgages (EEMs) can be obtained by borrowers to purchase or refinance

PACE Loans Hurdle the “First Cost Barrier” to Zero Energy Homes

…The key to overcoming that obstacle is financing. Luckily high-performance buildings have a built-in source of cash flow that make financing feasible. Typical buildings bleed money in every monthly utility…

How To Pay for Energy-Efficient Renovations? On-Bill Payment Can Help.

…Pay As You Save® or PAYS®. What is On-Bill Financing? With On-Bill Financing, the utility or a third party lends the upfront costs for the energy-efficiency upgrades as a traditional…

Improving Efficiency of Existing Commercial Buildings Cost Effectively

loan. Additionally, since the PACE loan is spread over a 20-year period, the efficiency project can be paid for using the energy savings. This means, since the payback period is…

Energy Efficiency and Renewable Energy Financing for Veterans

…seeking to install energy efficient upgrades in their current home, an EEM allows them to increase their refinance loan to cover energy improvement or renewable energy costs. The value in…

The Buying Power of Efficiency

…that loan originators can lend the money to others. Only loans that conform to federal standards are purchased, so they have a powerful influence over the market. The U.S. Senate…

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