Home Energy Savings Successes: PACE Loans Have Low Delinquency Rates

…laws enabling these loans, mostly for commercial buildings. California, Florida, and Missouri are leading the way with residential PACE loans. Missouri has seen PACE loans meet critical needs through job…

PACE Loans Hurdle the “First Cost Barrier” to Zero Energy Homes

…to leap the first cost barrier. PACE loans stretch repayment over a long period to keep monthly payments low, similar to a home mortgage or a municipal bond. PACE programs…

Improving Efficiency of Existing Commercial Buildings Cost Effectively

…have been a like-for-like rooftop unit replacement into the largest commercial property assessed clean energy (C-PACE) project in Colorado! C-PACE is a financing mechanism that enables low cost, long-term funding…

Zero Net Energy Buildings with Zero Net Added Cost

…are some possibilities. Conventional Loans In many cases, conventional loans from a standard bank or mortgage broker may be suitable, provided the upfront costs, the value of the property, your…

How to Scale Home Energy Financing Products

…have used PACE to fund over $3.7 billion in energy improvements, predominantly in California. From 2010–2015, residential PACE loans saw an average annual growth rate of roughly 675 percent because…

The Buying Power of Efficiency

…fill the void. Some communities offer Property Assessed Clean Energy programs also called PACE loans. Fannie Mae supports energy improvements for new and existing homes with a program called HomeStyle…

Three Ways Energy Ratings Support Efficiency

…improvements in both new and existing buildings. These include PACE loans, Veteran’s Administration Loans and FHA’s Energy Efficient Mortgages. Fannie Mae’s new Homestyle Energy Loans allow up to $3,500 of…

Zero Energy Activism in a Time of Climate Change Denial

…If you’re involved with a small businesses, you may want to take positive action, but feel that you don’t have the resources. PACE loans can give you access to the…

Retrofit for Energy Efficiency

…terms for energy improvements. One can think of a home as a living, breathing unit with its various pieces working together to provide a safe, comfortable living space. Like living…

With Electric Cars Rolling, Washington Should Now Turn to Electric Homes

…furnace in an office building. These PACE loans should be expanded and made available for new residential construction. Meanwhile, Congress should consider new tax incentives and subsidies for high-performance technologies…

Production Builders, It’s Time to Sell Zero Energy Homes 

…issue by demonstrating and documenting the added value of zero homes to lenders and appraisers. Some areas offer financing innovations such as PACE loans, or green banks, such as the…

The Many Benefits of All-Electric Design

…Lower Utility Bills Energy affordability is a critical issue for many American households, with utility bills the number one use of payday loans in the U.S. Those loans are carried…